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When do you know its (unfortunately) time to place a loved one (Alzheimers) in a nursing home?
Still living in a senior living apartment with 24/7 caregivers. Great health other than Alzheimers. Great care, better than nursing homes, but will run out of money for this care in 15 months.

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Has this ever crossed your mind about the music of "today" compared to "yesterday" ....?
when our youngsters turn 65...75...85 years of age and THEY look back on their music?? Will they say something like, "Oh that Jay-Z, Eminem, Snoop Dogg, Kanye West and Britney Spears songs bring me back to happy times. They sure could sing". Will they look back at those singers (those were only an example), and think that way even though at those ages of 65 and above they won't be able to move to that beat because of aches and pains, etc? I hope I made some sense with this question. I guess the bottom line is, Will our young people of today be able to "enjoy" their music compared to how our music (Frank Sinatra, Beatles, Elvis) seemed more easy going and pleasant? It's hard to imagine one of our kids, grandkids, great grandkids when they reach 85, sitting in a Senior Living apartment listening to Eminem, or rap, hip hop, screamo, heavy metal. Do you think they will even be able to hear it by then? I already know two family members in their 20's that are starting to lose hearing. Opinions please.

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What is best time to sell for capital gains on house?
My parents are preparing to make a move to a senior living apartment. They do not need to sell their home of 40 years to do so. They bought their home for $250 and it is now worth around $1.5 million. If they sell it now, I assume they will be liable for a capital gains tax on $750,000. My question is if it would make more sense to hold on to the house and plan to sell it after one or both of them dies as I believe that the cost basis of the home will "step up" at that time.

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